Sinking Funds Tracker
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Track each goal separately, with its own target and deadline.
Lumping savings together hides which goals are actually on pace. -
See status at a glance, not just a balance.
Complete, On track, Close, or Behind tells you more than a raw number does. -
Log contributions as they happen.
A running balance beats reconstructing totals from memory.
Sinking Funds Tracker FAQ's
A sinking fund tracker organizes money you're saving gradually for a specific future expense — an emergency fund, a wedding, next year's holiday gifts — instead of lumping all your savings into one account with no clear purpose attached to any of it.
Start with two or three that match real upcoming expenses, not the full list of possible categories. A tracker with three well-maintained funds beats one with twelve you can't realistically keep up with.
No. It comes pre-loaded with 15 sample funds so you can see exactly how it works before entering your own — no formulas to write yourself, just fields to fill in.
Yes. Funds Setup includes blank pre-formatted rows ready to go beyond the 15 samples, and you can add more using the same format any time.
No. Nothing depends on daily entry — log your transactions whenever you're ready, and the running balances catch up automatically based on the dates you enter.
Yes. Settings has an editable category list, so you can adjust or add categories to match how you actually think about your goals.